Risk Theory Society
Risk Theory Society

Annual Seminar

Annual SeminarAnnual SeminarAnnual Seminar

Fostering research in risk theory, risk management, and insurance

Join us from April 24th-26th, 2026, at the Florida State University
Registration

Annual Seminar

Annual SeminarAnnual SeminarAnnual Seminar

Fostering research in risk theory, risk management, and insurance

Join us from April 24th-26th, 2026, at the Florida State University
Registration

Welcome to the Risk Theory Society

Our Mission

 The Risk Theory Society (RTS), originally founded in August 1963 as the Risk Theory Seminar, is a self-administered organization within the American Risk and Insurance Association (ARIA). RTS is a group of economists, financial economists, and actuaries who undertake theoretical and applied research in the areas of insurance economics, financial economics related to insurance markets, actuarial science, and more generally in the economic analysis of risk and uncertainty. Membership in the society is earned by presenting a paper at the annual seminar and forfeited by missing two consecutive meetings 

Our 2026 Sponsors

Florida State Universtiy

EMBEC and the Journal of Risk and Insurance



Registration (QR CODE)

2026 Schedule

2026 Risk Theory Seminars: April 24-26, at Florida State University

Unless otherwise noted, events will take place in the Herbert Wertheim Center for Business Excellence (402 W. Gaines Street, Tallahassee, FL 32301), and paper presentations will be located in Cash Hall.


Friday, April 24

  • 5:00 pm – 6:00 pm Informal Reception and Refreshments (Sasser Commons )


  • 6:00 pm – 6:05 pm Introductions 


  • 6:05 pm – 7:20 pm “The Source of Nonprofit Risk Aversion: Theory and Evidence from Hospitals ” Cameron M. Ellis, Meghan I. Esson, and Jingshu Luo
  • 7:25 pm – 8:40 pm “Health Insurance and Entrepreneurship Lock ”  Ziyang Jia 


Saturday, April 25

  • 7:00 am – 8:30 am Breakfast (The Brian & Renee Murphy Forum)


  • 8:30 am – 9:45 am “Homeowners Insurance and Housing Prices”  Evan M. Eastman, Kyeonghee Kim , and Tingyu Zhou 
  • 9:50 am – 11:05 am “When Insurance Markets Fail: Catastrophe-Risk Frictions and Public Reinsurance ” Adam Solomon
  • 11:05 am – 11:20 am Health Break (The Brian & Renee Murphy Forum)


  • 11:20 am – 12:35 pm  “Economics of Property Insurance”  Hyeyoon Jung and Jaehoon (Kyle) Jung 


  • 12:35 pm – 1:45 pm Lunch on your own.


  • 1:45 pm – 3:00 pm “Regulating Inaction: The Case of Price Walking ” Jamie Coen, Alessandro Gavazza , Daniel Gottlieb, and Tarun Ramadorai


  • 3:00 pm – 3:15 pm  Health Break (The Brian & Renee Murphy Forum)


  • 3:15 pm  –  4:30 pm “Experience Rating and Moral Hazard in Insurance Markets” Honglin Li and Hao Zheng 


  • 4:30 pm – 5:30 pm  Business Meeting 


  • 6:30 pm Conference Dinner:  The Edison, 470 Suwannee St. Tallahassee, FL 32301


Sunday, April 26

  • 7:30 am – 8:30 am Breakfast (The Brian & Renee Murphy Forum)


  • 8:30 am – 9:45 am “Optimal Privacy with Coarse Labels in Screening Markets ” Niklas Haeusle, Daniel Quigley, Casey Rothschild, Yanwei Sun and Andre Veiga.
  • 9:45 am – 11:05 am “Benchmark-Based Stochastic Dominance” Rachel Huang, Larry Tzeng, and Lin Zhao 


  • 11:05 am Adjourn

Papers of the 2026 Risk theory society seminar

RTS Customs and Traditions

“ Members present at the meeting pledge to read all papers prior to the annual seminar (…) and should  be ready to ask any questions they might have for each paper. ”  

_________________________________________________________

The Source of Nonprofit Risk Aversion: Theory and Evidence from Hospitals

Meghan I. Esson (University of Iowa), Jingshu Luo (University of Mississippi) and Cameron M. Ellis (University of Iowa) 

Download

Health Insurance and Entrepreneurship Lock

Ziyang Jia (University of Iowa) 

Download

Homeowners Insurance and Housing Prices

Evan M. Eastman (Florida State University), Kyeonghee Kim (Florida State University), and Tingyu Zhou (Florida State University) 

Download

When Insurance Markets Fail: Catastrophe-Risk Frictions and Public Reinsurance

Adam Solomon (NYU) 

Download

Economics of Property Insurance

Hyeyoon Jung (Federal Reserve Bank of New York) and Jaehoon (Kyle) Jung (NYU)

Download

Regulating Inaction: The Case of Price Walking

Jamie Coen (Imperial College London), Alessandro Gavazza (LSE), Daniel Gottlieb (LSE) and Tarun Ramadorai (LSE) 

Download

Experience Rating and Moral Hazard in Insurance Markets

Honglin Li (University of Wisconsin-Madison) and Hao Zheng (University of International Business and Economics) 

Download

Optimal Privacy with Coarse Labels in Screening Markets

Niklas Haeusle (Leipzig University), Daniel Quigley (University of Oxford), Casey Rothschild (Wellesley College), Yanwei Sun (Imperial College London) and Andre Veiga (Imperial College London) 

Download

Benchmark-Based Stochastic Dominance

Rachel Huang (National Central University), Larry Tzeng (National Taiwan University) and Lin Zhao (Southwestern University of Economics and Finance) 

Download

Lodging in Tallahassee

Hyatt House Tallahassee Capitol–University: 

Risk Theory Society | Hyatt House
Booking deadline: April 11, 2026


Hampton Inn & Suites Tallahassee Capitol–University: 

Risk Theory Society | Hampton Inn & Suites.
Booking deadline: April 10

Contact

Getting here: The Tallahassee International Airport (TLH) is a 10 to 15 minute drive from campus

TLH has multiple daily flights from Atlanta (ATL), Charlotte (CLT), Dallas (DFW), Miami (MIA), and Washington DC (DCA).


Alternative airports with approximate driving times:

  • Jacksonville International (JAX) 3 hours
  • Orlando International (MCO) 4 hours
  • Tampa International (TPA) 4 hours
  • Hartsfield-Jackson Atlanta (ATL) 4.5 hours

Please register (see top of page)

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